Financial Planning Blueprint for Indian Professionals
A practical, India-first financial planning school that equips working professionals with the tools, frameworks, and market knowledge to take full control of their money — from clearing debt to building lasting wealth.
What you'll learn
What you'll be able to do
- Build a personalized financial plan from scratch using an India-specific framework covering income, expenses, liabilities, and goals
- Strategically eliminate and manage debt — including home loans, personal loans, and credit card dues — using payoff techniques suited to Indian lending structures
- Construct and maintain a fully funded emergency corpus sized correctly for your lifestyle and risk profile
- Select and allocate investments across Indian market instruments including mutual funds (direct plans), PPF, NPS, EPF, Sovereign Gold Bonds, REITs, and fixed deposits
- Optimize your tax liability using legal instruments under Sections 80C, 80D, 24(b), HRA, and the old vs. new tax regime decision framework
- Define and fund specific future goals — home purchase, child's education, retirement — using goal-based investment mapping and realistic SIP calculations
- Evaluate and right-size your insurance coverage across life (term plans) and health insurance without falling for mis-sold ULIPs or endowment traps
- Monitor and rebalance your financial plan quarterly using a simple personal finance dashboard you'll build during the course
How it works
A school that adapts to you
This isn't a set of static videos. Every lesson is generated live and tuned to where you actually are.
We learn your level
A quick placement check tailors your starting point so you're never bored or lost.
Lessons adapt as you go
Each lesson is written for your pace and your goal, adjusting as your skills grow.
Your AI coach keeps you moving
Checkpoints, feedback, and gentle nudges turn progress into a real result.
The curriculum
What's inside your school
6 modules · 16 lessons
Build Your Financial Foundation
Establish a clear, honest picture of your current financial reality before making any decisions. Professionals will audit their income, expenses, assets, and liabilities to produce a personalized Indian Net Worth Statement and Monthly Cash Flow Map — the two bedrock documents that every subsequent module builds on.
- 1.1The Indian Professional's Financial AuditIncluded
- 1.2Net Worth Statement & Cash Flow ArchitectureIncluded
- 1.3Goal Architecture: Naming, Sizing & Prioritizing Life GoalsIncluded
Conquer Debt — Strategically and Permanently
Indian professionals carry a complex mix of 'good' and 'bad' debt — home loans with tax benefits, personal loans at 14-18% interest, and revolving credit card balances. This module teaches a structured, India-specific debt elimination strategy that accounts for tax deductions, prepayment penalties, and lender negotiation tactics.
- 2.1Mapping & Classifying Your Debt LandscapeIncluded
- 2.2Home Loan Mastery: Prepayment, Balance Transfer & Tax OptimizationIncluded
- 2.3Eliminating High-Cost Debt: Credit Cards, Personal Loans & Buy Now Pay LaterIncluded
Build an Unbreakable Emergency Corpus
An emergency fund is not a savings goal — it is the financial immune system that prevents one bad event from destroying every other plan. Indian professionals frequently under-size, mis-park, or raid their emergency corpus. This module fixes all three problems with India-specific liquid instruments and a tiered corpus architecture.
- 3.1Sizing Your Emergency Corpus for Indian RealitiesIncluded
- 3.2Where to Park Your Emergency Fund in IndiaIncluded
Invest Intelligently Across Indian Market Instruments
Indian professionals have access to one of the most diverse arrays of investment instruments in any emerging market — yet most use only 1 or 2. This module provides deep, practical knowledge of every major Indian investment instrument, how to select and allocate across them, and how to build a portfolio calibrated to your age, goals, and risk tolerance.
- 4.1Mutual Funds: Direct Plans, Fund Selection & SIP ArchitectureIncluded
- 4.2Fixed Income Instruments: PPF, EPF, NPS, FDs & Sovereign Gold BondsIncluded
- 4.3Advanced Instruments: REITs, Direct Equity, and the Asset Allocation FrameworkIncluded
Tax Optimisation & Insurance — Protect and Maximise
Tax planning and insurance are the two most misunderstood and mis-sold areas of Indian personal finance. Professionals routinely overpay tax by ₹50,000–₹2,00,000 annually and hold wrong insurance products (ULIPs, endowment plans) instead of right ones (pure term + health). This module corrects both with frameworks, not product pitches.
- 5.1Tax Optimisation: Old vs. New Regime & Maximising Legal DeductionsIncluded
- 5.2Insurance Audit: Right-Sizing Life and Health CoverIncluded
Fund Your Future Goals & Build Your Lifelong Financial Dashboard
The final module ties every thread together. Translate your goals from Module 1 into a fully funded, instrument-mapped action plan — covering home purchase, children's education, and retirement. Then build the personal finance dashboard and quarterly review ritual that keeps the entire plan alive and adapting for the rest of your professional life.
- 6.1Goal-Based Investing: Home Purchase, Children's Education & RetirementIncluded
- 6.2NRI Financial Planning: Managing India Assets from AbroadIncluded
- 6.3Your Personal Finance Dashboard & the Quarterly Review RitualIncluded
Questions
Frequently asked
Your teacher
A note from your teacher
VIKASH KUMAR JAIN
Hi, I'm [Your Name] — a financial planning professional with [X] years of experience working with salaried Indian professionals just like you. I've seen firsthand how capable, high-earning people silently struggle with financial anxiety — not because they lack discipline, but because nobody ever gave them a clear, India-specific roadmap. I built this course to be the guide I wish I'd had early in my career: practical, honest, and deeply rooted in how money actually works in India. I don't sell financial products, I don't have referral incentives — I'm here purely to help you build a plan that works for your life. Let's get started.
— VIKASH KUMAR JAIN
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- 6 modules, 16 lessons
- AI-adaptive lessons tuned to your level
- Quizzes & checkpoints to lock in progress
- Your own AI learning coach
- Learn on any device, at your pace
- Full access for as long as you're subscribed