Pass Your Louisiana Adjuster Exam — First Try
LA Adjuster Boot Camp is a no-fluff, exam-mapped online curriculum that walks you through all 19 state-tested topic areas — from insurance contract law and dwelling policies to CGL, CPP, and Louisiana adjuster statutes — so you sit for your licensing exam knowing exactly what's on it and why.
"I built this course around one principle: you should never walk out of a lesson without knowing exactly how it connects to the exam or the job — because in this business, vague knowledge costs people real money."— GARY B FOUCHA
What you'll learn
What you'll be able to do
- Accurately interpret and apply the core principles of insurance contract law to real policy documents
- Distinguish between personal and commercial lines of Property & Casualty coverage across all major policy forms
- Analyze Dwelling, Homeowners, and Personal Auto policies to identify coverage limits, exclusions, and conditions
- Explain the structure and purpose of Commercial policies — including CGL, CPP, BOP, Inland Marine, and Farmowners forms
- Demonstrate working knowledge of Louisiana-specific insurance regulations, licensing requirements, and adjuster statutes
- Execute a professional end-to-end claims adjustment process from first notice of loss through final settlement
How it works
A school that adapts to you
This isn't a set of static videos. Every lesson is generated live and tuned to where you actually are.
We learn your level
A quick placement check tailors your starting point so you're never bored or lost.
Lessons adapt as you go
Each lesson is written for your pace and your goal, adjusting as your skills grow.
Your AI coach keeps you moving
Checkpoints, feedback, and gentle nudges turn progress into a real result.
The curriculum
What's inside your school
19 modules · 49 lessons
Introduction to Insurance Policies
Establishes the foundational knowledge every adjuster needs before engaging with any specific policy form. Students learn why insurance exists, how the industry is structured, and master the vocabulary that will appear throughout every subsequent module. This prerequisite module ensures all learners begin from a common baseline.
- 1.1The Purpose and Function of InsuranceIncluded
- 1.2Key Insurance Terminology and ConceptsIncluded
- 1.3Types of Insurers and Distribution SystemsComing soon
Insurance Contract Law Policies
Equips students with the legal framework they will apply every time they interpret a policy. Understanding contract law doctrine — offer and acceptance, consideration, utmost good faith, ambiguity rules, and canon of construction — is the prerequisite skill for every coverage analysis performed in later modules. This module must precede all policy-specific modules.
- 2.1Elements of a Valid Insurance ContractComing soon
- 2.2Insurance Law Doctrines and PrinciplesComing soon
- 2.3Policy Structure and Interpretation RulesComing soon
Property & Casualty Basics Policies
Bridges the legal foundation of Module 2 with the practical mechanics that apply across all P&C lines. Students master valuation methods, loss settlement approaches, and the structural provisions — deductibles, limits, coinsurance, other-insurance clauses — that govern how every claim dollar is calculated. These concepts recur in every policy-specific module that follows.
- 3.1Property vs. Casualty Coverage: Core DistinctionsComing soon
- 3.2Valuation Methods and Loss SettlementComing soon
- 3.3Deductibles, Limits, and Other Insurance ProvisionsComing soon
Introduction to Property Insurance Policies
Provides the structural and conceptual bridge between P&C basics and the specific property policy forms studied in Modules 5–6 and 13–16. Students learn how property policies are architecturally organized — causes of loss, covered property, additional coverages, coverage extensions — so that each specific form studied later feels like a variation on a known template rather than a completely new document.
- 4.1Causes of Loss: Named Perils vs. Open PerilsComing soon
- 4.2Property Coverage Sections: Building, Contents, and Additional CoveragesComing soon
Dwelling Insurance Policies
Provides a deep dive into the DP series — the policy forms most commonly used to insure non-owner-occupied and older residences, rental properties, and properties ineligible for homeowners coverage. Because DP forms are simpler in structure than HO forms, they serve as an ideal bridge before the more complex homeowners module. Students learn all three DP forms and how to match the right form to the right risk.
- 5.1Dwelling Policy Forms: DP-1, DP-2, and DP-3 ComparedComing soon
- 5.2Dwelling Policy Coverage, Exclusions, and ConditionsComing soon
Homeowner Insurance Policies
Provides comprehensive coverage of the ISO Homeowners program — the most widely used personal lines property policy and the form adjusters encounter most frequently. Building on DP knowledge from Module 5, students work through all HO forms, both coverage sections, endorsements, and Louisiana-specific issues including the Citizens Property Insurance environment and post-Katrina reforms.
- 6.1Homeowners Policy Forms: HO-2 Through HO-8Coming soon
- 6.2Section I — Property Coverages, Perils, and ExclusionsComing soon
- 6.3Section II — Liability Coverages, Exclusions, and ConditionsComing soon
- 6.4Homeowners Endorsements and Louisiana-Specific IssuesComing soon
Introduction to Casualty Insurance
Establishes the tort-law and liability theory foundation that underpins every casualty coverage studied in Modules 8–12. Just as Module 4 introduced property architecture before the property-specific forms, this module introduces liability architecture — negligence, damages, defenses — before students encounter specific liability policies. Placed here to immediately precede personal and commercial auto and liability modules.
- 7.1Tort Law and the Basis for LiabilityComing soon
- 7.2Damages, Defenses, and Vicarious LiabilityComing soon
Personal Auto Insurance Policies
Provides a thorough analysis of the ISO Personal Auto Policy (PAP) — the primary coverage form for individual and family vehicles. Building on the liability foundation from Module 7, students work through all four parts of the PAP, including Louisiana's mandatory UM/UIM requirements, and practice applying coverage to real claim scenarios.
- 8.1Personal Auto Policy Structure and EligibilityComing soon
- 8.2Part A — Liability CoverageComing soon
- 8.3Parts B, C, and D — Medical Payments, UM/UIM, and Physical DamageComing soon
Commercial Auto Insurance Policies
Transitions students from personal to commercial auto coverage, emphasizing the Business Auto Policy (BAP) — the primary vehicle for insuring commercial fleets and business-owned vehicles. Students learn the unique 'covered auto symbols' system that makes the BAP structurally different from the PAP and practice applying BAP coverage to business claim scenarios.
- 9.1Business Auto Policy Structure and Covered Auto SymbolsComing soon
- 9.2BAP Liability, Physical Damage, and EndorsementsComing soon
Commercial General Liability Policies
Provides mastery of the CGL policy — the cornerstone of commercial liability insurance and the form most frequently encountered in complex commercial claims. Students work through both trigger forms, all three coverage parts, and the extensive exclusion structure, with emphasis on the exclusions that generate the most coverage disputes.
- 10.1CGL Structure: Occurrence vs. Claims-Made FormsComing soon
- 10.2CGL Coverages A, B, and CComing soon
- 10.3CGL Exclusions and Key EndorsementsComing soon
Other Type Insurance Policies
Covers specialty and excess-layer policies that extend, supplement, or fill gaps in the primary coverages studied in earlier modules. Placing this module after CGL and before the commercial package modules allows students to see how umbrella, excess, flood, and other specialty forms sit on top of — or alongside — primary commercial and personal policies.
- 11.1Umbrella and Excess Liability PoliciesComing soon
- 11.2Flood (NFIP), Earthquake, and Specialty Property PoliciesComing soon
CPP — Commercial Package Policies
Explains the Commercial Package Policy architecture — the ISO framework that allows multiple commercial coverage parts to be combined under a single policy with unified common policy conditions and declarations. Students learn how the CPP wrapper works before studying the individual commercial coverage parts (Commercial Property in Module 13, Inland Marine in Module 14, etc.) so those modules feel like parts of a known whole.
- 12.1CPP Architecture and Common Policy ConditionsComing soon
- 12.2Eligibility, Coverage Parts, and CPP EndorsementsComing soon
Commercial Property Policies
Provides a comprehensive analysis of commercial property coverage — the most commonly included coverage part in a CPP and the backbone of insuring business assets. Building on the CPP framework from Module 12, students work through the Building and Business Personal Property form, the three Causes of Loss forms, and the critical Business Income and Extra Expense coverage that keeps businesses alive after a loss.
- 13.1Building and Business Personal Property (BPP) CoverageComing soon
- 13.2Causes of Loss Forms and Commercial Property ExclusionsComing soon
- 13.3Business Income and Extra Expense CoverageComing soon
Commercial Inland Marine Policies
Explores one of the most flexible and varied areas of commercial property coverage — inland marine, which evolved from ocean marine to cover property in transit, property held by bailees, and mobile or instrumentality-of-transportation property. Students learn the Nationwide Marine Definition, the distinction between filed and non-filed classes, and the major inland marine forms they will encounter in practice.
- 14.1Inland Marine Fundamentals and the Nationwide DefinitionComing soon
- 14.2Major Inland Marine Forms and Filed vs. Non-Filed ClassesComing soon
Farmowners Policies
Covers the specialized policy form designed for the unique blend of residential, agricultural, and commercial exposures found on a working farm. Students learn how the Farmowners policy integrates dwelling coverage, farm property coverage, farm liability, and agricultural equipment coverage into a single form — and how Louisiana's agricultural landscape shapes the exposures most commonly encountered.
- 15.1Farmowners Policy Structure, Eligibility, and Property CoveragesComing soon
- 15.2Farmowners Liability Coverages, Exclusions, and EndorsementsComing soon
BOP — Business Owners Policies
Covers the Business Owners Policy — the streamlined, pre-packaged commercial policy designed for small to medium-sized businesses that combines property and liability coverage in a simplified format. Placed after the individual commercial modules so students can appreciate the BOP as a simplification of what they now know thoroughly, and understand exactly what exposures the BOP does and does not address.
- 16.1BOP Eligibility, Structure, and Standard CoveragesComing soon
- 16.2BOP Optional Coverages, Endorsements, and ExclusionsComing soon
Louisiana Regulation Basics
Grounds students in the Louisiana-specific regulatory environment that governs every insurance transaction they will participate in as adjusters. Placed near the end of the curriculum after students have mastered policy forms so they can connect regulatory requirements to the specific products and practices they now understand deeply. This module sets the stage for the licensing requirements in Module 18.
- 17.1The Louisiana Department of Insurance and Commissioner's AuthorityComing soon
- 17.2Rate and Form Regulation, Market Conduct, and Consumer ProtectionsComing soon
Licensing and Regulations
Provides the practical, exam-ready knowledge of Louisiana adjuster licensing requirements, ethical obligations, and continuing education rules. This module directly prepares students for the Louisiana state licensing exam and ensures they understand the professional standards they must uphold from their first day of practice.
- 18.1Louisiana Adjuster License Types and Application RequirementsComing soon
- 18.2Continuing Education, Ethics, and License MaintenanceComing soon
- 18.3Disciplinary Actions, Penalties, and Adjuster StatutesComing soon
The Adjustment Process
Synthesizes everything students have learned across all 18 preceding modules into a complete, professional end-to-end claims adjustment workflow. This capstone module mirrors actual adjuster practice — from the moment a loss is reported through final settlement or dispute resolution — and requires students to apply policy knowledge, legal knowledge, regulatory knowledge, and professional judgment simultaneously.
- 19.1First Notice of Loss, Coverage Verification, and InvestigationComing soon
- 19.2Damage Assessment, Estimating, and ReservingComing soon
- 19.3Coverage Decisions: Payments, Denials, and Reservation of RightsComing soon
- 19.4Dispute Resolution, Appraisal, and Claim ClosureComing soon
Who it's for
Is this you?
First-Time License Seekers
Louisiana residents pursuing their P&C adjuster license who need a structured, start-to-finish curriculum that covers every state-tested topic area without gaps.
Career Changers
Professionals switching into the insurance industry who want an authoritative, no-fluff foundation that gets them exam-ready and job-ready at the same time.
Insurance Agency Staff
Agency employees who know personal lines basics but need formal, structured training on commercial forms, adjuster statutes, and the full claims process to earn their adjuster license.
Claims Assistants Moving Up
Support staff inside claims departments who are ready to step into a licensed adjuster role and need the exam-mapped knowledge to back up their hands-on experience.
Independent Adjuster Hopefuls
Self-starters aiming to work storm or catastrophe claims as independent adjusters who need Louisiana licensure and a solid command of commercial and personal lines policy forms.
Returning Insurance Professionals
Former agents or adjusters re-entering the field who need a comprehensive refresher on current policy forms, Louisiana-specific regulations, and updated licensing requirements.
Questions
Frequently asked
Your teacher
A note from your teacher
GARY B FOUCHA
If you're reading this, you're probably staring down a licensing exam that covers an intimidating amount of material — dwelling forms, commercial package policies, CGL triggers, Louisiana adjuster statutes — and you're wondering how to make it all stick before exam day. I've been in your position, and I know exactly what the gap feels like between "I read the material" and "I actually understand what I'm reading."
Here's what I've learned after working in claims and studying how adjusters are actually trained: most licensing prep fails students not because the content is too hard, but because it's taught in the wrong order, with too much jargon and not enough context. You can memorize the definition of subrogation, but if you've never seen it applied to a real auto claim, the exam question will trip you up. This boot camp fixes that. Every concept — from the elements of a valid insurance contract to the difference between a DP-1 and a DP-3 — is taught with a plain-language explanation first, then grounded in real policy language.
We cover all 19 state-tested topic areas in a logical sequence that builds your knowledge the way a seasoned professional actually thinks: personal lines before commercial lines, contract law before coverage analysis, coverage analysis before claims handling. By the time you reach the Louisiana regulation modules and the adjustment process, you won't be memorizing isolated facts — you'll be connecting a coherent body of knowledge that makes the exam feel familiar rather than foreign.
I respect your time. Every lesson in this course is here because the exam tests it, because the job requires it, or because understanding it makes the surrounding material click. There's no filler. If a topic is in the curriculum, it matters — and I'll show you exactly why. Whether you're making a career change, building on your agency experience, or simply starting fresh in the insurance industry, this boot camp gives you the structured, professional foundation you need to pass your exam and step into your first adjustment with confidence.
Come ready to work. The material is manageable, the path is clear, and I'll be with you every step of the way.
— GARY B FOUCHA
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- 19 modules, 49 lessons
- AI-adaptive lessons tuned to your level
- Quizzes & checkpoints to lock in progress
- Your own AI learning coach
- Learn on any device, at your pace
- Full access for as long as you're subscribed
47 more lessons coming soon at no extra cost.