Pass your Louisiana adjuster exam — and know how to do the job
19 tightly sequenced modules cover every policy type, Louisiana regulation, and real-world claims scenario tested on the P&C licensing exam — so you walk into the testing center prepared and walk out of your first assignment confident.
"Understanding why a coverage applies — or doesn't — is what separates adjusters who pass the exam from adjusters who are actually ready to work."— GARY B FOUCHA
What you'll learn
What you'll be able to do
- Decode the structure and language of insurance contracts, including insuring agreements, exclusions, conditions, and endorsements across all major policy forms
- Distinguish between every core P&C policy type — dwelling, homeowners, personal auto, commercial auto, CGL, BOP, CPP, inland marine, and farmowners — and explain their coverages, limits, and exclusions
- Apply Louisiana-specific insurance regulations and licensing requirements to real adjuster scenarios, including compliance obligations and disciplinary rules
- Walk through the complete claims adjustment process from first notice of loss through settlement, documentation, and closing
- Identify coverage gaps and overlaps across commercial lines, including Commercial Package Policies and Business Owners Policies, and articulate how they interact
- Prepare confidently for the Louisiana Property & Casualty Adjuster licensing examination using module-aligned review and practice questions
How it works
A school that adapts to you
This isn't a set of static videos. Every lesson is generated live and tuned to where you actually are.
We learn your level
A quick placement check tailors your starting point so you're never bored or lost.
Lessons adapt as you go
Each lesson is written for your pace and your goal, adjusting as your skills grow.
Your AI coach keeps you moving
Checkpoints, feedback, and gentle nudges turn progress into a real result.
The curriculum
What's inside your school
19 modules · 48 lessons
Introduction to Insurance Policies
Establishes the conceptual and vocabulary foundation every student needs before encountering any specific policy form. Students learn what insurance is, why it exists, and how every policy is architecturally organized — providing the lens through which all 18 subsequent modules are read.
- 1.1What Insurance Is and How It WorksIncluded
- 1.2Anatomy of an Insurance PolicyIncluded
- 1.3Key Insurance Concepts and TerminologyComing soon
Insurance Contract Law
Builds the legal framework that governs every policy studied in the course. Understanding contract formation, judicial doctrines, and Louisiana's civil-law nuances is a prerequisite for interpreting coverage disputes, exclusion language, and adjuster obligations throughout the program.
- 2.1Elements of a Valid Insurance ContractComing soon
- 2.2Doctrines That Shape Insurance ContractsComing soon
- 2.3Louisiana-Specific Contract Law ConsiderationsComing soon
Property & Casualty Basics
Provides the structural and rating bridge between contract law theory and the specific policy forms studied in all subsequent modules. Students learn how P&C lines are divided, how policies are priced, and what loss-settlement frameworks apply before they encounter individual policy forms.
- 3.1Distinguishing Property from Casualty CoverageComing soon
- 3.2How P&C Policies Are Structured and RatedComing soon
- 3.3Loss Settlement Frameworks: ACV, Replacement Cost, and Agreed ValueComing soon
Introduction to Property Insurance
Establishes the property-specific concepts — perils, valuation, coinsurance, and mortgagee rights — that serve as direct prerequisites for all property policy modules (Dwelling, Homeowners, Commercial Property, Inland Marine, Farmowners). Students who skip this foundation struggle to apply coinsurance penalties or interpret special-form exclusions correctly.
- 4.1Perils, Exclusions, and the Broad vs. Open Perils DistinctionComing soon
- 4.2Property Valuation and Loss SettlementComing soon
- 4.3Coinsurance, Mortgagee Rights, and Other ConditionsComing soon
Dwelling Insurance Policies
Provides a thorough examination of the ISO Dwelling Policy Program, the entry-level property form adjusters encounter most on smaller residential risks. Mastery here builds direct pattern-recognition skills transferable to the more complex Homeowners program in the next module.
- 5.1The Dwelling Policy Program: DP-1, DP-2, and DP-3Coming soon
- 5.2Dwelling Policy Coverages, Exclusions, and EndorsementsComing soon
Homeowner Insurance Policies
Covers the ISO Homeowners Program in full detail — the most heavily tested residential policy suite on the Louisiana adjuster exam. Building directly on the Dwelling module, students learn the six forms, six coverages (A–F), and the expanded exclusion and conditions structure that sets HO forms apart.
- 6.1The Homeowners Policy Program: HO-2 through HO-8Coming soon
- 6.2Homeowners Coverages A through FComing soon
- 6.3Homeowners Exclusions, Conditions, and Common EndorsementsComing soon
Introduction to Casualty Insurance
Transitions the course from property to liability coverage by establishing the legal theory of negligence and the architectural blueprint of a liability policy. This module is the prerequisite for all casualty modules: Personal Auto, Commercial Auto, CGL, and Other Liability lines.
- 7.1Legal Foundations of LiabilityComing soon
- 7.2Structure of a Liability PolicyComing soon
Personal Auto Insurance Policies
Covers the ISO Personal Auto Policy (PAP) in full — the most common policy adjusters handle. Students learn eligibility, all four coverage parts, the exclusion structure, and Louisiana's mandatory UM/UIM requirements, building the auto-coverage fluency needed before tackling the Business Auto Policy.
- 8.1Personal Auto Policy Structure and EligibilityComing soon
- 8.2PAP Coverages: Liability, Medical Payments, Uninsured Motorist, and Physical DamageComing soon
- 8.3PAP Exclusions, Conditions, and EndorsementsComing soon
Commercial Auto Insurance Policies
Covers the ISO Business Auto Policy (BAP) — the commercial counterpart to the PAP — with emphasis on the covered-auto symbols system, which is the most frequently tested BAP concept. Students also learn how the BAP interacts with CGL and commercial package forms examined in later modules.
- 9.1Business Auto Policy Structure and Covered Auto SymbolsComing soon
- 9.2BAP Coverages, Exclusions, and Key EndorsementsComing soon
Commercial General Liability Policies
Delivers mastery of the CGL — the cornerstone commercial liability form and one of the highest-weighted topics on the Louisiana adjuster exam. Students analyze all three coverage parts, the five exclusion families, both trigger forms, and all limits — skills directly applied when building Commercial Package Policies in a later module.
- 10.1CGL Structure: Insuring Agreements and Coverage A, B, and CComing soon
- 10.2CGL Exclusions: The Five Major FamiliesComing soon
- 10.3CGL Limits, Conditions, and Occurrence vs. Claims-Made FormsComing soon
Other Types of Insurance Policies
Surveys the specialty liability and crime lines that fall outside the CGL and auto programs — umbrella/excess, professional liability, workers compensation, surety bonds, and crime coverage. These lines frequently appear in exam scenarios and in commercial accounts requiring coverage beyond standard forms.
- 11.1Umbrella and Excess Liability PoliciesComing soon
- 11.2Professional Liability, Workers Compensation, Bonds, and Crime CoverageComing soon
Commercial Package Policies
Explains how ISO's Commercial Package Policy framework assembles multiple coverage parts into a single coordinated contract. Understanding CPP architecture is essential before studying Commercial Property, Inland Marine, and BOP as stand-alone forms, and it is the conceptual glue that ties the entire commercial lines sequence together.
- 12.1CPP Architecture: Common Policy Declarations and ConditionsComing soon
- 12.2Assembling a CPP: Coverage Part Selection and Gap AnalysisComing soon
Commercial Property Policies
Delivers in-depth coverage of the ISO Commercial Property Program — Building and Personal Property form, Causes of Loss forms, and Business Income coverage — which together form the largest single coverage part in most CPPs. Students build direct valuation and gap-analysis skills applicable to the Adjustment Process module.
- 13.1Building and Personal Property Coverage FormComing soon
- 13.2Commercial Causes of Loss Forms: Basic, Broad, and SpecialComing soon
- 13.3Business Income and Extra Expense CoverageComing soon
Commercial Inland Marine Policies
Covers the inland marine line — the most flexible and diverse coverage category in commercial lines — including the Nationwide Marine Definition, filed vs. unfiled classes, and the specific floater forms adjusters encounter most frequently in Louisiana's construction, transportation, and agricultural economy.
- 14.1Inland Marine Fundamentals and Filed ClassesComing soon
- 14.2Contractors' Equipment and Commercial Inland Marine FloatersComing soon
Farmowners Policies
Examines the Farmowners policy — a hybrid form combining residential, commercial property, and agricultural liability coverages in a single contract. This module is particularly relevant given Louisiana's significant agricultural economy and the unique exposures adjusters encounter in rural parishes.
- 15.1Farmowners Policy Structure and Property CoveragesComing soon
- 15.2Farmowners Liability, Livestock, and Unique ExclusionsComing soon
Business Owners Policies
Covers the ISO Business Owners Policy (BOP) — the packaged solution for small to mid-size commercial risks — and explicitly positions it against the CPP studied earlier. Students master BOP eligibility, its integrated property-liability structure, and the coverage interactions and gaps that adjusters must recognize.
- 16.1BOP Eligibility, Structure, and Property CoverageComing soon
- 16.2BOP Liability Coverage, Endorsements, and CPP ComparisonComing soon
Louisiana Regulation Basics
Introduces the Louisiana Department of Insurance's regulatory framework, the Louisiana Insurance Code, and the market conduct rules that govern insurer behavior. This module is the necessary foundation before the Licensing and Regulations module digs into adjuster-specific compliance obligations.
- 17.1Louisiana Department of Insurance and the Regulatory FrameworkComing soon
- 17.2Louisiana Market Conduct, Consumer Protection, and Unfair Trade PracticesComing soon
Licensing and Regulations
Covers the adjuster-specific licensing requirements under the Louisiana Insurance Code — license types, application procedures, examination requirements, continuing education obligations, and the disciplinary framework. This module directly prepares students to obtain and maintain their Louisiana P&C adjuster license.
- 18.1Louisiana Adjuster License Types and Application RequirementsComing soon
- 18.2Continuing Education, Ethics, and Disciplinary RulesComing soon
The Adjustment Process
Synthesizes every preceding module into the end-to-end claims workflow — from first notice of loss through investigation, coverage analysis, valuation, negotiation, settlement, and file closing. This capstone module also includes structured exam preparation, ensuring students are fully ready for the Louisiana P&C Adjuster licensing examination.
- 19.1First Notice of Loss Through InvestigationComing soon
- 19.2Coverage Analysis and Loss ValuationComing soon
- 19.3Negotiation, Settlement, and Dispute ResolutionComing soon
- 19.4File Closing, Documentation Standards, and Exam Prep ReviewComing soon
Who it's for
Is this you?
Exam-Prep First-Timers
You're pre-licensed and need a structured, comprehensive course that covers every topic on the Louisiana P&C Adjuster exam without leaving gaps.
Career-Changers
You're entering the insurance industry from another field and need to build foundational policy knowledge and Louisiana regulatory fluency from the ground up.
Working Claims Pros
You've been adjusting claims by experience but need to formalize your credentials and close the technical policy knowledge gaps the licensing exam will expose.
Commercial Lines Learners
You need to get comfortable with CGL, CPP, BOP, and inland marine policies — the commercial lines content that separates a solid adjuster from a great one.
Balancing Work and Study
You're studying in tight windows around a full schedule and need a self-paced, logically sequenced course you can pick up and put down without losing momentum.
Louisiana Compliance Focused
You're specifically focused on getting Louisiana DOI rules, market conduct obligations, ethics requirements, and adjuster licensing regulations right — for the exam and on the job.
Questions
Frequently asked
Your teacher
A note from your teacher
GARY B FOUCHA
If you're staring at a Louisiana P&C Adjuster study guide right now wondering where to even start — or if you've been working claims for years and realize your policy knowledge has gaps you can't afford on an exam — I built this course for exactly where you are.
Licensing prep gets a bad reputation because most of it is either too thin to be useful or too dense to be digestible. Flashcard apps won't teach you why a CGL's Coverage A exclusions exist, or how Louisiana's unfair trade practices rules apply to how you handle a disputed claim. And a thousand-page textbook won't help you if you're studying in 45-minute windows between shifts. Louisiana Adjuster Boot Camp is my answer to both problems: a structured, sequenced curriculum that covers the real content at the depth the exam actually tests — explained in plain English, grounded in Louisiana-specific scenarios, paced for adult learners with real lives.
Every module in this course was designed around a simple question: what does an adjuster actually need to understand here, and how does it show up on the exam and in the field? That's why we don't just list the HO coverage forms — we walk through what Coverages A through F actually do, where the exclusions bite, and what the common endorsements change. That's why the CGL section doesn't just name the five major exclusion families — it explains the logic behind each one so you can apply it to a scenario you've never seen before. That's why Louisiana regulation isn't an afterthought — it's woven into the course from Module 2 onward, because the exam will test you on it and your license depends on it.
I know you're balancing this with work, maybe a family, and a deadline that feels closer every day. This course respects that. The modules are focused and sequenced so each one builds cleanly on the last. The practice questions let you test your retention in real time instead of discovering gaps the morning of your exam. And the final module ties the entire adjustment process together — from first notice of loss through file closing — so when you pass, you're not just licensed. You're ready.
Come in ready to work, and I'll meet you there. Everything you need to pass and practice is inside.
— GARY B FOUCHA
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- 19 modules, 48 lessons
- AI-adaptive lessons tuned to your level
- Quizzes & checkpoints to lock in progress
- Your own AI learning coach
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46 more lessons coming soon at no extra cost.