Personal Finance Mastery: The Indian Playbook
A no-jargon, India-first guide to budgeting, investing, insurance, and tax planning — so your money works as hard as you do.
Perfect for: Salaried professionals (₹4L–₹30L CTC), recent graduates, freelancers, and homemakers in India who want to take control of their money but find existing resources either too basic or too US-centric.
Most personal finance advice you find online is written for Americans. Indian tax slabs, PPF, ELSS, NPS, GST on investments, HRA exemptions — none of that gets a mention. This course fixes that. Every concept, every example, and every worksheet is built around the Indian financial system, Indian salaries, and Indian life goals.
Whether you just got your first job and want to stop living paycheck-to-paycheck, or you're a mid-career professional drowning in FD renewals and insurance-cum-investment traps, this course gives you a clear, step-by-step framework. You'll walk away knowing exactly where your money is going, how to cut your tax bill legally, which investment products are actually worth your time, and how to build a portfolio that grows through market cycles.
We go beyond theory. Every module ends with a real action — opening the right account, running the right calculation, or making one concrete financial decision. By the end of the course, you'll have a written personal financial plan tailored to your income, family situation, and goals. No more "I'll start investing next month."
This is the course your CA charges ₹5,000/hour to explain — distilled into practical, self-paced lessons you can finish on weekends.
What you'll be able to do
- Build a zero-based monthly budget calibrated to Indian expense categories and salary structures
- Understand and optimise your tax liability under the Old vs. New Tax Regime using legitimate deductions (80C, 80D, HRA, NPS)
- Distinguish between term, endowment, ULIP, and health insurance — and know exactly what to buy (and what to avoid)
- Construct a goal-based investment portfolio using mutual funds, PPF, NPS, and direct equities suited to your risk profile
- Understand how SIPs, step-up SIPs, and lump-sum investing work and calculate the corpus needed for retirement, home purchase, or children's education
- Identify and escape common financial traps: LIC endowment policies as investments, chit funds, and over-leveraged real estate
- Read and act on your Form 26AS, AIS, and ITR to file taxes confidently without a middleman
- Create a written, actionable personal financial plan with clear milestones for the next 1, 5, and 20 years
Curriculum
6 modules · 21 lessons
Your teacher
VIKASH KUMAR JAIN
Hi, I'm [Your Name]. I spent the first three years of my career doing exactly what most Indians do — parking everything in FDs, paying for an endowment policy I didn't understand, and assuming my company's default EPF was "enough" for retirement. It wasn't until I sat down and actually mapped my money that I realised how much I was leaving on the table. Since then, I've spent years studying the Indian financial system — its quirks, its traps, and its genuine opportunities — and helping friends, family, and colleagues build plans that actually fit their lives. I'm not a SEBI-registered advisor, and this isn't personalised financial advice. What I am is someone who has done the reading, made the mistakes, and distilled everything into a practical, honest framework that works for Indian salaries, Indian goals, and Indian tax laws. I'm excited to share it with you.
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