Stop overpaying for the medications you need
Learn every legal strategy — discount card stacking, manufacturer copay cards, patient assistance programs, mail-order savings, and more — so you can build a personalized plan that cuts your prescription costs starting with your very next refill.
"You don't need to game the system — you just need to know how it actually works, and I'm going to show you every tool you've been missing."
— Chris Cavanaugh, MSN, RN, CRNI, VA-BC
What you'll learn
What you'll be able to do
- Identify and apply for manufacturer copay assistance programs for brand-name drugs
- Use GoodRx, NeedyMeds, RxSaver, and other discount cards to find the lowest local price before every fill
- Set up mail-order and 90-day-supply programs through insurance or independent pharmacies to maximize savings
- Navigate patient assistance programs (PAPs) offered by pharmaceutical companies for free or deeply discounted medications
- Compare pharmacy prices across chains, independents, warehouse clubs, and online pharmacies to make the smartest fill decision
- Build a personalized medication savings stack — combining multiple programs legally and effectively to minimize out-of-pocket costs
How it works
A school that adapts to you
This isn't a set of static videos. Every lesson is generated live and tuned to where you actually are.
We learn your level
A quick placement check tailors your starting point so you're never bored or lost.
Lessons adapt as you go
Each lesson is written for your pace and your goal, adjusting as your skills grow.
Your AI coach keeps you moving
Checkpoints, feedback, and gentle nudges turn progress into a real result.
The curriculum
What's inside your school
6 modules · 26 lessons
Know Before You Pay: Understanding Prescription Drug Costs
Builds the foundational knowledge students need to understand why prescriptions cost what they do and where savings opportunities hide.
- 1.1Why Prescription Drugs Cost So MuchIncluded
- 1.2How Insurance Pricing Actually WorksIncluded
- 1.3The Uninsured and Underinsured RealityIncluded
- 1.4Your Medication Savings Toolkit: A Program OverviewIncluded
Discount Cards and Price Comparison Tools
Teaches students to use free discount card platforms and price-comparison tools to find the lowest price at any pharmacy before every fill.
- 2.1How Prescription Discount Cards WorkIncluded
- 2.2Using GoodRx to Find the Lowest Local PriceIncluded
- 2.3RxSaver, NeedyMeds, and Other Card ProgramsIncluded
- 2.4Comparing Prices Across PharmaciesIncluded
- 2.5Discount Card Dos and Don'tsIncluded
Manufacturer Copay Assistance Programs
Guides students through finding, applying for, and maximizing brand-name drug copay cards and savings programs offered directly by pharmaceutical companies.
- 3.1What Manufacturer Copay Cards Are and Who QualifiesIncluded
- 3.2Finding the Copay Card for Your Brand-Name DrugIncluded
- 3.3Applying and Activating Your Copay CardIncluded
- 3.4Maximizing the Value and Avoiding Common PitfallsIncluded
Patient Assistance Programs: Getting Medications Free or Nearly Free
Shows income-qualified and uninsured patients how to apply for pharmaceutical company PAPs that provide medications at little or no cost.
- 4.1What Patient Assistance Programs Are and How They Differ from Copay CardsIncluded
- 4.2Finding PAPs with NeedyMeds, RxAssist, and Manufacturer WebsitesIncluded
- 4.3Gathering Documents and Submitting a Strong ApplicationIncluded
- 4.4Managing Renewals and Staying EnrolledIncluded
Mail Order, 90-Day Supplies, and Pharmacy Selection
Covers how mail-order pharmacies, extended supplies, and smart pharmacy choice combine to cut per-dose costs and reduce refill hassle.
- 5.1Why Mail Order Often Costs LessIncluded
- 5.2Setting Up Mail Order Through Your Insurance PlanIncluded
- 5.3Day Supplies at Retail PharmaciesIncluded
- 5.4Independent, Compounding, and Online VIPPS-Certified PharmaciesIncluded
Building Your Personal Medication Savings Stack
Brings every strategy together so students can legally combine programs, build a personalized savings plan, and maintain it over time.
- 6.1The Savings Stack: Which Programs Can Be CombinedIncluded
- 6.2Choosing Between Brand and Generic: A Cost-Benefit FrameworkIncluded
- 6.3Creating Your Personalized Drug-by-Drug Savings PlanIncluded
- 6.4Keeping Your Savings Current: Annual Reviews and Program ChangesIncluded
- 6.5Advocating for Yourself at the Pharmacy and Doctor's OfficeIncluded
Who it's for
Is this you?
Retirees on fixed incomes
He's on Medicare but still faces a coverage gap — this course shows him every legal alternative to offset out-of-pocket drug costs that his plan doesn't cover.
Uninsured working adults
She's between jobs and paying full retail for her prescriptions — this course teaches her to use discount cards, PAPs, and copay programs to dramatically cut her costs without insurance.
Caregivers & family managers
She manages medications for an aging parent and a child with a chronic condition — this course gives her a clear system for finding and stacking savings across multiple drugs and family members.
People managing chronic conditions
He refills several brand-name and specialty medications every month — this course helps him layer manufacturer copay cards, PAPs, and mail-order savings into a plan that makes long-term treatment financially sustainable.
Underinsured young adults
She has a high-deductible plan that barely helps with drug costs — this course teaches her to compare pharmacy prices and use discount tools that often beat what her insurance would charge.
Community advocates & patient helpers
She volunteers at a community health center and wants to help neighbors navigate prescription costs — this course gives her the knowledge and frameworks to guide others through every available option.
Questions
Frequently asked
Your teacher
A note from your teacher
Chris Cavanaugh, MSN, RN, CRNI, VA-BC
If you've ever stood at a pharmacy counter, seen the total, and felt your stomach drop — I want you to know that's not your fault, and it doesn't have to keep happening.
The prescription drug system in this country is genuinely confusing. Prices vary wildly from one pharmacy to the next. Insurance sometimes makes things more expensive, not less. There are programs designed to help people exactly like you — programs funded by drug manufacturers, nonprofits, and pharmacies themselves — and most people never hear about them. Not because they're hidden exactly, but because nobody in the system has a financial incentive to point you toward them. That's the gap I built this school to fill.
I created Rx Smart Savings because I've seen firsthand what happens when people don't know these tools exist. People skipping doses to stretch a prescription. People choosing between a medication and a utility bill. People who feel too embarrassed to ask for help, or who assume there's no help to be had. None of that is acceptable when real, legal savings options are sitting right there — unclaimed.
What I teach isn't a workaround or a loophole. It's a practical, step-by-step system: understand how pricing actually works, then layer the tools that fit your situation. Discount cards for some drugs, a manufacturer copay card for others, a patient assistance program for the ones that qualify, and mail-order or 90-day supplies to stretch every dollar further. You'll leave this school with a personalized savings stack built specifically around your medications — not a generic checklist, but a real plan you can act on immediately.
I want this to feel like sitting down with a knowledgeable friend who happens to understand healthcare finance — someone who explains things clearly, doesn't make you feel dumb for not knowing, and actually helps you walk out of the conversation with a plan. That's exactly what Rx Smart Savings is built to be. You deserve affordable medications. Let's go get them.
— Chris Cavanaugh, MSN, RN, CRNI, VA-BC
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- 6 modules, 26 lessons
- AI-adaptive lessons tuned to your level
- Quizzes & checkpoints to lock in progress
- Your own AI learning coach
- Learn on any device, at your pace
- Full access for as long as you're subscribed